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Our Money Market account is a savings solution designed to help you achieve your goals.


Money Market Savings Account

Earn a higher rate on your savings and maintain liquid access to your funds with a Money Market Account. 

Our Money Market Account (also referred to as a high yield savings account, or HYSA)  combines the advantages of higher-than-average money market account rates with the flexibility to withdraw funds when you need to and security of federal insurance by the National Credit Union Share Insurance Fund.

Enjoy the security of a risk-free savings environment.

  • Earn dividends with a minimum balance of $2,500.
  • Earn even higher dividends as your balance increases with our seven-tiered dividend rates.

Open an Account

Jumbo Money Market Account

If you have balances of $250,000 or more and still want the flexibility of having access to your funds, this account is for you.  Earn a higher rate and keep the flexibility to withdraw your funds when needed.

If you’re a serious saver, consider the comparison of money market accounts vs. savings accounts.
You can earn higher rates in a money market account.

The rate you earn will increase when your balance reaches higher tiers.

You retain the freedom to withdraw funds when needed and can make electronic withdrawals or transfers from either account.

Both accounts are federally insured.

Open an Account


Note: Dividends are computed daily, paid and compounded monthly

Money Market
Effective Date: Monday, June 24th, 2024
TierAPY*Interest Rate
$2,500 - $4,999 0.200% 0.200%
$5,000 - $7,499 0.200% 0.200%
$7,500 - $9,999 0.200% 0.200%
$10,000 - $24,999 0.200% 0.200%
$25,000 and higher 0.400% 0.399%

*APY = Annual Percentage Yield. $2,500 Minimum Average Daily Balance Required to Earn APY.

Get Started.

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Questions?  We are here to help. 

Contact YCU today.


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