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Loan Rates

Credit Cards

Visa Rates
Type of CardLow APR*Minimum Limit
No rates found.

Home Loans

Fixed-Rate Mortgage
Effective Date: Sunday, May 26th, 2024
Available for terms up to 30 years. Here are just a few examples of the great rates we currently offer.
TermRates as low asPointsAPR*Payment*
30 Year 7.255% 0.244% 7.054% $1,330.60
20 Year 6.750% 0.312% 6.828% $1,520.73
15 Year 6.625% 0.039% 6.679% $1,755.99
10 Year 6.375% 0.378% 6.526% $2,258.26

*APR = Annual Percentage Rate. The payment is based on a loan amount of $200,000 and consists of principal and interest. The payment does not include taxes and insurance premiums. The actual payment amount will be greater.

Adjustable-Rate Mortgage
ARM loans amortized for 30 years. Here is just an example of the great rates we currently offer.
TermRates as low asPointsAPR*Payment*
5-Year ARM 5.750% 0.378% 7.201% $1,167.15
7-Year ARM 6.000% 0.378% 7.068% $1,199.10


*APR = Annual Percentage Rate. The initial payment is based on a $200,000 loan on a $335,000 property, amortized for 30 years. This assumes the loan is for the refinance of a single-family residence that will be used as a primary residence and that the applicant has a credit score of 740 or higher. The payment consists of principal and interest and does not include taxes and insurance premiums. The actual payment amount will be greater. After the initial fixed period, the principal and interest payment can change every year for the remaining life of the loan.

Home Equity Line of Credit (HELOC)
TypeTermAPR* as low as
Variable - 80% Loan-to-Value 10-year draw period;
15-year repayment
8.50%
Variable - 90% Loan-to-Value 10-year draw period;
15-year repayment
9.25%

*APR = Annual Percentage Rate. Rates may vary, based on term, credit history, collateral, and whether this loan will serve as a first or second lien. Variable rates are tied to market index (or prime rate), not to exceed 18.0% APR. Minimum initial credit advance required based on credit limit.

FHA Mortgage
Fixed-rate and adjustable-rate loans available for terms up to 30 years. Here is just an example of the great rates we currently offer.
TermRates as low asPointsAPR*Payment*
30 Year Fixed 7.250% 0.000% 8.025% $1,479.50
15 Year Fixed 7.125% 0.000% 7.884% $1,908.88


*APR = Annual Percentage Rate. The payment is based on a loan amount of $200,000 and consists of principal, interest and mortgage insurance premiums. The payment does not include taxes and other insurance premiums. The actual payment amount will be greater.

Personal Loans

Personal Line of Credit (Instant Credit)
TypeAPR* as low asTerm
Variable 11.25% None

*APR = Annual Percentage Rate. Initial rate may change. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 18.00%. Contact Member Service Representative for more details.

Share Secure Loan
TypeAPR* as low asTerm
Fixed Rate 2.70% Up to 36 months
Certificate of Deposit Loan - Fixed Rate Contact us Up to one month prior to CD maturity
Variable Rate 4.77% No term limit

APR = Annual Percentage Rate. Example: A loan amount of $5,000 at 2.70% APR for 36 months would have an approximate monthly payment of $144.77. All loans subject to approval. Rates are subject to change at any time. Contact a Member Service Representative for more details.

Vehicle Loans

Car Loan, Truck Loan, or SUV Loan
Model YearsAPR* as low as
2016 & Newer 7.25%
2011 to 2015 6.49%
2010 & Older 8.74%

Example: A loan amount of $20,000 with a rate as low as 5.49% APR for 60 months would have an approximate monthly payment of $382.04.

*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.

Business Loans

Business Loans
TypeAPR* as low asTerm
Fixed Rate 2.70% Up to 36 months
Certificate of Deposit Loan - Fixed Rate Contact us Up to one month prior to CD maturity
Variable Rate 4.77% No term limit

APR = Annual Percentage Rate. Example: A loan amount of $5,000 at 2.70% APR for 36 months would have an approximate monthly payment of $144.77. All loans subject to approval. Rates are subject to change at any time. Contact a Member Service Representative for more details.

Business Personal Loan
TermAPR* as low as
No rates found.

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