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Rewards Credit Card

Turn your everyday expenses into points that you can exchange for 1% cash back, valuable merchandise, or travel experiences.

Apply for a Rewards Credit Card

Visa Rates
Effective Date: Wednesday, March 18th, 2026
Type of CardLow APR*Minimum Limit

*Annual Percentage Rate. The Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. See YMCU Representative for details.

Classic Visa 12.00% $500
Credit Builder Visa 12.00% $500
Visa Gold Card 9.00% $4000
Visa Platinum 20.00% $7,500
Winter Promotion 15.00% $5000

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