We can help!
Looking to add a new family car to the driveway? Perhaps you’d like to lower your monthly car loan payment by refinancing? YMCU can help make car purchases affordable.
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A New Auto Loan from YMCU
Used Auto Loan from YMCU
Refinance your current auto loan at YMCU
No cost car buying services from YMCU
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New and Used Vehicles
We offer new and used vehicle loans with financing of up to 100% of the purchase price, including Mechanical Breakdown Protection, tax and license for a term of up to seven years depending on the amount financed. .
Refinance
Save on car loan payments by refinancing. We offer the same low fixed rates as with purchasing a used vehicle. Your refinance will be based on the Blue Book value of the car with flexible terms depending on the amount refinanced.
What would my auto payments be?
Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.