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Classic Credit Card

Our classic option has all the features you would want in your everyday credit card. Fewer fees, low interest rates and enhanced security features make this Visa a perfect shopping companion.

Apply for a Classic Credit Card

Visa Rates
Effective Date: Tuesday, March 3rd, 2026
Type of CardLow APR*Minimum Limit

*Annual Percentage Rate. The Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. See YMCU Representative for details.

Classic Visa 12.00% $500
Credit Builder Visa 12.00% $500
Visa Gold Card 9.00% $4000
Visa Platinum 20.00% $7,500
Winter Promotion 15.00% $5000

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